DocuTech is committed to providing the latest industry information to better improve the quality of compliance information that is available to industry partners and professionals. It’s DocuTech’s mission, and number one priority, to help others to better understand the industry, especially as it pertains to regulatory changes on a State and Federal level. This page is dedicated to offering the latest, up-to-date information regarding such changes so that you can stay on top of the industry.
Maximum Interest Rate Matrix
States’ interest rate limitations (loan amount/type, lien)
Foreign Language Disclosure Matrix
When states’ disclosures in foreign languages are required
States’ license types and regulating agencies.
Initial Disclosure Signature Matrix
Which Initial Disclosures require signatures (Borrower and Lender)
Federal Disclosure Matrix
Federal disclosures and their requirements
Document Preparation Matrix
States’ rules on who may prepare mortgage documents
States’ prepayment penalty restrictions, their application and calculation.
Notary Acknowledgment Matrix
States’ various short-form notary acknowledgements.
Net Tangible Benefit Matrix
States’ flipping restrictions; whether worksheet is required.
States’ late fee restrictions and their application.
State-specific disclosures and their requirements
VA Cx numbers, print conditions and rule requirements.
FNMA/FHLMC Cx numbers, print conditions and rule requirements.
Helpful Compliance Links